News for 'financial planning'

Should You Repay Your Home Loan Or Increase Your SIPs?

Should You Repay Your Home Loan Or Increase Your SIPs?

Rediff.com14 Aug 2025

At the end of the day, this isn't about choosing between EMIs and SIPs. It's about choosing your path to financial freedom.

IPO Boom Faces Reality Check Amid Market Volatility

IPO Boom Faces Reality Check Amid Market Volatility

Rediff.com28 Oct 2025

More than a third of 83 mainboard IPOs this year ended their debut sessions in the red, with losses of up to 35 per cent.

Trump's 5% Rule: How Will It Affect Indian Students?

Trump's 5% Rule: How Will It Affect Indian Students?

Rediff.com14 Oct 2025

Trump's proposed policy limits undergraduates from any one country to 5% at select top US universities, raising concerns for Indian aspirants eyeing elite colleges.

8 Investing Lessons From The Ultra Rich

8 Investing Lessons From The Ultra Rich

Rediff.com4 Aug 2025

The ultra-rich invest differently -- embracing growth, compounding, and long-term clarity to build wealth with purpose and discipline, explains Ramalingam Kalirajan.

Provident Fund Problems? Your Qs Answered

Provident Fund Problems? Your Qs Answered

Rediff.com13 Oct 2025

Ask rediffGURU Reetika Sharma your insurance mutual fund and personal finance-related questions.

'Do We Go Back To India? Do We Stay?'

'Do We Go Back To India? Do We Stay?'

Rediff.com29 Sep 2025

'The kids are already used to this place. We go back and that's a different environment.' 'So, mentally, emotionally we are stressed.'

Luxury Cars, Bikes Rev Up For Festival Season

Luxury Cars, Bikes Rev Up For Festival Season

Rediff.com23 Sep 2025

Luxury carmakers are shifting into high gear with a mix of product launches, personalised experiences and lifestyle-led engagement.

BFSI Sector Set For Boom With Rs 58K Cr IPOs

BFSI Sector Set For Boom With Rs 58K Cr IPOs

Rediff.com25 Sep 2025

The sector's IPO pipeline is led by Tata Capital's Rs 17,000 crore issue, followed by ICICI Prudential Asset Management at Rs 10,200 crore and Billionbrains Garage Ventures at Rs 6,000 crore.

Review Tax Regime, Plan Investments

Review Tax Regime, Plan Investments

Rediff.com3 Apr 2025

Review your family emergency fund and replenish it if needed. Revisit financial goals to see if there is any change in timeline or the corpus required.

TCS slammed for 'downplaying large scale layoffs'; headcount falls by 19,755

TCS slammed for 'downplaying large scale layoffs'; headcount falls by 19,755

Rediff.com9 Oct 2025

Tata Consultancy Services (TCS) employee headcount fell by a massive nearly 20,000 in a single quarter, as India's largest IT services company continues to restructure workforce to align with changed business dynamics. According to Q2 FY26 data on its website, the company's headcount has dropped to 5,93,314 in September quarter as compared to 6,13,069 in June quarter, even as IT workers' union NITES accused TCS of downplaying large scale layoffs through under-reporting.

'How Can I Build Rs 1 Cr Portfolio?'

'How Can I Build Rs 1 Cr Portfolio?'

Rediff.com4 Jul 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

35, No Savings: How You Can Save, Invest

35, No Savings: How You Can Save, Invest

Rediff.com29 Jul 2025

Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.

HAL Speeds Up Tejas Production

HAL Speeds Up Tejas Production

Rediff.com17 Oct 2025

HAL has assured the IAF that 12 Mk1A aircraft will be delivered by the end of 2025-2026.

Is Your Child A Digital Addict?

Is Your Child A Digital Addict?

Rediff.com6 Oct 2025

'Parents only realise the trap in which their children fell after losing money. Some exploit children for sexual acts such as pornography and the narcotics trade.'

New segments like defence and data centres to drive growth for L&T

New segments like defence and data centres to drive growth for L&T

Rediff.com9 Oct 2025

The exit of Larsen & Toubro (L&T) from the Hyderabad Metro is a long-term positive for the stock. It could be a bullish trigger, alongside higher international orders, and new opportunities in segments like defence and data centres.

9 Must Read Money Rules For YOU

9 Must Read Money Rules For YOU

Rediff.com25 Aug 2025

Chartered accountant Nitin Kaushik's message to India's young workforce is clear: spend smart, save smarter and let money serve your goals.

A step-by-step guide to your first financial plan

A step-by-step guide to your first financial plan

Rediff.com2 Jul 2010

If you've just begun earning, there is no better time to plan your investments and savings. Here Ramalingam K explains how you can make the most of your money.

Indian Cars Race Abroad as Home Sales Stall

Indian Cars Race Abroad as Home Sales Stall

Rediff.com3 Oct 2025

Between April and August this financial year, passenger car exports rose 8.5 per cent year-on-year (Y-o-Y), while domestic sales fell by 8.5 per cent.

'TCS Can Survive Without H-1B Visas'

'TCS Can Survive Without H-1B Visas'

Rediff.com21 Oct 2025

'We sent just 500 people from India to the US on H-1B visas. There is no dependence on H-1B visas.'

Bihar's Populist Promises Clash With Fragile Economy

Bihar's Populist Promises Clash With Fragile Economy

Rediff.com15 Oct 2025

A string of welfare schemes and promises tests the state's budget, which is already heavily dependent on central support and spends little as capital outlay.

BharatPe Bets Big On Online Payments

BharatPe Bets Big On Online Payments

Rediff.com3 Sep 2025

'Our focus would be to onboard top 100 merchants in top 10 different segments.'

Banks, NBFCs Light Up Season With Special Offers

Banks, NBFCs Light Up Season With Special Offers

Rediff.com24 Sep 2025

Banks and NBFCs are launching festival offers, including lower loan rates, cashback, EMI schemes and GST-linked benefits to tap rising demand ahead of Diwali

'Pakistan May Get More Adventurous Towards India'

'Pakistan May Get More Adventurous Towards India'

Rediff.com4 Oct 2025

'What we need to watch is how Saudi Arabia's financial assistance will be used by Pakistan. If the funds go to build their military hardware and operations, it should worry us.'

How EPS Turns Part Of Your PF Into Lifelong Income

How EPS Turns Part Of Your PF Into Lifelong Income

Rediff.com9 Oct 2025

Let's decode how EPS works, who qualifies, and how pensions are calculated, using simple examples for different salary levels.

How GST Rate Cut Will Impact Sectors

How GST Rate Cut Will Impact Sectors

Rediff.com8 Sep 2025

Lower rates effectively increase disposable income, strengthen purchasing capacity, and support broader consumption growth.

India's energy sector battles taxes, global turmoil

India's energy sector battles taxes, global turmoil

Rediff.com13 Oct 2025

India's brittle energy security is inextricably linked to two opposing paradigms - fossil fuels, and the transition to green energy. The first powers the present; the second paves the way for Viksit Bharat in 2047.

How Adani Plans To Fund $20 Billion Expansion

How Adani Plans To Fund $20 Billion Expansion

Rediff.com19 Jun 2025

'About $8.5 billion in free cash, about $3 billion as annual debt refinancing, and $3 billion-4 billion in fresh borrowing. An additional $1.6 billion-1.8 billion will come from development profits in 2025-26.'

Financial planning: 'I want Rs 50 lakhs by 2020'

Financial planning: 'I want Rs 50 lakhs by 2020'

Rediff.com24 Jan 2008

Financial planning expert Vetapalem Sridhar answered mutual fund, stock market, financial planning queries in a chat with Get Ahead readers on January 23.

HAL Boosts Tejas as MiG-21 Era Ends

HAL Boosts Tejas as MiG-21 Era Ends

Rediff.com19 Sep 2025

HAL aims to raise output from the current ceiling of 24 aircraft a year to 30 by the end of 2027

PhonePe seeks Sebi nod for IPO; submits papers

PhonePe seeks Sebi nod for IPO; submits papers

Rediff.com24 Sep 2025

Digital payments provider PhonePe has filed draft papers with markets regulator Sebi for its upcoming initial public offering (IPO) using the confidential pre-filing route. On Wednesday, the company's spokesperson said, "PhonePe Ltd has filed the Pre-filed Draft Red Herring Prospectus with Sebi and the stock exchanges, under...the Sebi ICDR Regulations in relation to the proposed initial public offering of its equity shares on the main board of the stock exchanges".

Urban Company's Rs 1,900-cr IPO subscribed whopping 103.63 times

Urban Company's Rs 1,900-cr IPO subscribed whopping 103.63 times

Rediff.com12 Sep 2025

The initial public offer of app-based beauty and home services platform Urban Company Ltd received overwhelming investor participation, with the issue getting a huge 103.63 times subscription on the last day of bidding on Friday. The Rs 1,900-crore IPO received bids for 11,06,46,08,960 shares against 10,67,73,244 shares on offer, according to NSE data.

Wangchuk's wife trashes 'Pak link' charge, blames forces for violence

Wangchuk's wife trashes 'Pak link' charge, blames forces for violence

Rediff.com28 Sep 2025

Terming the charge that Wangchuk incited the violence in Leh as 'misplaced', she claimed that he has been protesting in the "most Gandhian way possible" and the "situation escalated" on September 24 due to the actions of the CRPF.

OYO to file DRHP in Nov, eyes $7-8 bn IPO valuation

OYO to file DRHP in Nov, eyes $7-8 bn IPO valuation

Rediff.com25 Aug 2025

Global travel tech firm OYO plans to file its Draft Red Herring Prospectus (DRHP) in November, eyeing a $7-8 billion valuation for its IPO, sources said. The company is expected to approach its board with the proposal next week, people familiar with the matter told PTI.

3 reasons why Muthoot Finance outperformed in Q1FY26

3 reasons why Muthoot Finance outperformed in Q1FY26

Rediff.com3 Oct 2025

With the price of gold entering a strong bull run, gold-loan non-banking financial companies (NBFCs) are under the spotlight, even though their performance is not directly linked to gold price. Muthoot Finance outperformed in the April-June quarter (Q1) of 2025-26 (FY26), with its assets under management (AUM) growing 10 per cent quarter-on-quarter (Q-o-Q) and 42 per cent year-on-year (Y-o-Y), an improvement of 88 basis points (bps) Q-o-Q in net interest margin (NIM), and a fall in credit cost. Gold AUM rose 40 per cent Y-o-Y and 10 per cent Q-o-Q. The company recorded recoveries of 350 crore, including 100 crore from an asset reconstruction company (ARC), resulting in a 100-bp Q-o-Q yield increase.

HAL Poised For Growth With Strong Order Book

HAL Poised For Growth With Strong Order Book

Rediff.com6 Oct 2025

HAL's order book amounts to Rs 2.45 trillion by end of Q2FY26, implying a book-to-bill ratio of 32 times based on FY25 revenue.

'When I Can't Take Nonsense Any Longer Then Sparks Begin To Fly'

'When I Can't Take Nonsense Any Longer Then Sparks Begin To Fly'

Rediff.com23 Oct 2025

'Look after your own mother before looking after your neighbour's mother.' 'I don't believe in starving my own mother and feeding sweets to the neighbours.'

Why the Same 10,000 Invested Can Lead to Two Very Different Futures?

Why the Same 10,000 Invested Can Lead to Two Very Different Futures?

Rediff.com16 Sep 2025

This is how two people with the same starting amount can end up in very different financial places. In this article, let's understand what lessons can be drawn for anyone starting out!

Gameskraft sacks 120 staff post real-money gaming ban

Gameskraft sacks 120 staff post real-money gaming ban

Rediff.com18 Sep 2025

Online gaming firm Gameskraft on Thursday said it is laying off 120 employees as it navigates new regulatory landscape post the passage of the Online Gaming Bill, 2025.

'Money Fights: I Like to Save, She Loves to Splurge'

'Money Fights: I Like to Save, She Loves to Splurge'

Rediff.com10 Sep 2025

rediffGURU Dr Upneet Kaur explains how to discuss and resolve financial arguments in a relationship.

Bombay HC Order: Will Jarange Patil Vacate Mumbai?

Bombay HC Order: Will Jarange Patil Vacate Mumbai?

Rediff.com2 Sep 2025

'Given that his health is failing him, the government might, in a day or two, admit him to hospital.'